At Espace Finance, we believe financial planning should be about more than just numbers. It's about people, their families, and their dreams. We're a Laval-based financial services firm with a deeply human approach, dedicated to providing you with the clarity, strategies, and support you need to achieve your financial goals. We operate under two divisions; Espace Finance MD and Espace Finance Affaires.

We understand that the world of finance can be complex and overwhelming. That's why our role is to demystify the process, providing you with clear, understandable advice and solutions tailored to your unique situation. We're not just advisors; we're your partners, committed to guiding you through every stage of your financial journey, in good times and bad. We pride ourselves on "transparency".

Our team's extensive experience, combined with access to a vast network of insurance providers and financial institutions (through valuable partnerships), allows us to offer truly objective advice. We're not tied to any single product or company; our focus is solely on finding the best solutions for you, whether you're an individual, a medical professional (through our specialized Espace Finance MD division), or a business owner (through our Espace Finance Affaires division).

Espace Finance MD specifically caters to medical residents and physicians, understanding the unique financial challenges and opportunities they face. We provide tailored support for:

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• Liquidity management, debt repayment, and savings

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• Investments (RRSPs, TFSAs, RESPs, RRIFs, etc.)

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• Insurance and risk management (disability, critical illness, life, health)

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• Incorporation of your practice

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• Tax-advantaged insurance and investment strategies

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• Retirement planning

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• Support through medical residency

Espace Finance Affaires focuses on the needs of professionals and business owners, offering:

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• Insurance and risk management (disability, critical illness, life, health)

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• Investments (RRSPs, TFSAs, RESPs, RRIFs, etc.)

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• Tax-advantaged insurance and investment strategies

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• Advice on compensation structures (salary vs. dividends)

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• Retirement planning

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• Assistance with organizational structure setup (holding companies, trusts, etc.)

Across both divisions, our core services include:

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• Comprehensive Financial Planning: We take a holistic approach, considering all aspects of your financial life.

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• Investments: We offer access to a wide range of investment options, including RRSPs, TFSAs, RESPs, and RRIFs.

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• Insurance: We provide comprehensive insurance solutions, including disability, critical illness, life, and health insurance.

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• Tax-Advantaged Strategies: We help you minimize your tax burden and maximize your after-tax income.

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• Retirement Planning: We develop personalized plans to ensure a secure and comfortable retirement.

We also understand the importance of collaboration. While we can connect you with our trusted network of lawyers, accountants, notaries, real estate/mortgage brokers, and tax specialists, we are equally comfortable working with your existing professional advisors. Your comfort and trust are paramount. Our team features experts such as: Etienne Ouimet (President), Marc Vocelle, Geneviève Déragon, Marie-Ève Lavoie and Valérie Smith.

At Espace Finance, we're more than just financial advisors; we're your partners in building a brighter financial future. We're passionate about helping you achieve your dreams, and we're committed to providing the personalized, expert guidance you deserve.