Hello, I'm Juba Ait Menguellet, your dedicated Primerica Financial Representative in Laval, Quebec. At Primerica, we believe everyone deserves access to sound financial guidance and solutions. My mission is to empower you and your family to achieve your financial goals, providing peace of mind and building a secure future, together. I am not just here to sell products; I'm here to build a relationship and provide a personalized investment strategy.

As an independent contractor with Primerica, I offer a personalized approach to financial planning. I take the time to understand your unique circumstances, dreams, and concerns. Whether you're just starting out, planning for retirement, or looking to protect your family's future, I'm here to guide you every step of the way. My highest priority is creating "value and peace of mind" for my clients.

My core services include:

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• Financial Needs Analysis (FNA): This is the cornerstone of our approach. We'll conduct a comprehensive FNA to assess your current financial situation, identify your goals, and develop a customized strategy to achieve them. This includes income protection, retirement planning, debt solutions, and education funding.

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• Term Life Insurance: Protect your loved ones with affordable term life insurance. We offer a range of options to fit your needs and budget, ensuring your family is financially secure in the event of the unexpected. Note: Term life insurance premiums increase after initial periods.

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• Investments and Savings: We provide access to a variety of investment options, including mutual funds (through PFSL Investments Canada Ltd.) and segregated funds, to help you grow your wealth and reach your financial goals. We'll help you build a diversified portfolio aligned with your risk tolerance and time horizon.

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• Mortgage Loan Referrals: Need assistance securing funding for a property? We got you covered.

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• Pre-paid Legal (Available in British Columbia, Alberta, Saskatchewan, Manitoba, and Ontario): We also offer referrals to PPL Legal Care of Canada.

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• ID Theft Defense (Available in Canada except Quebec).

I pride myself on providing exceptional customer service, treating each client with the respect and integrity they deserve. I'm committed to building long-term relationships based on trust and transparency. I'm here to answer your questions, address your concerns, and help you navigate the complexities of the financial world.

Important Disclosures:

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• Primerica Representatives are independent contractors.

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• Not all products are available in all provinces.

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• I am licensed to offer products and services in Ontario and Quebec.

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• Mutual funds are sold by prospectus only. Please read the prospectus carefully before investing.

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• Mutual funds are not guaranteed, their values fluctuate, and past performance may not be repeated.

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• Term life insurance provides a death benefit, and premiums increase after initial periods.

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• Term life and segregated fund products are underwritten by Primerica Life Insurance Company of Canada.

Contact me today to schedule your Financial Needs Analysis and take the first step towards a brighter financial future. I look forward to working with you!